Why This Matters More Than Ever
The ATO Is Watching More Closely
Since the introduction of payday super proposals and tighter STP data matching, the ATO has much better visibility over whether employers are meeting their super obligations. Gaps get noticed.
The Superannuation Guarantee Charge Hurts
If you miss a super deadline, the SGC applies — and it's calculated on ordinary time earnings rather than just the missed amount, with interest and an admin fee on top. It costs more than simply paying on time.
Fund Stapling Adds Complexity
Since 2021, new employees without an existing super fund must have their contributions directed to their stapled fund. We handle the ATO lookup and routing process so nothing falls through the cracks.