Struggling with
Tax and Super?
Leverage ATO & Big 4 expertise to handle your accounts,
saving you time to focus on what matters!
⭐ 5/5 Google Rating | Trusted by 1000+ Clients
Struggling with
Struggling with Tax and Super
You're in the Right Place.
At OzLedger, we take the stress out of tax. Whether you’re a busy individual, a growing business, or managing your own super fund, our team brings real ATO-level expertise to your corner so you can focus on what actually matters to you.
WHY OZLEDGER
We’re not just accountants. We’re the team that picks up the phone, explains things in plain English, and genuinely cares about getting you the best outcome.
ATO and Big 4 Expertise
Our team has worked at the ATO and within Big 4 firms, which means we understand exactly how the system works — and how to work it in your favour.
Personalised Service, Every Time
No cookie-cutter solutions here. We take the time to understand your situation and build a plan that actually fits your life or your business.
Transparent Pricing
You'll always know what you're paying and why. No nasty surprises, no hidden fees — just honest, upfront pricing from day one.
Fast Turnaround
Tax time doesn't wait, and neither do we. We work efficiently so you're never left hanging while deadlines creep up.
Year-Round Support
Got a question in March? We're here. Need advice in October? Still here. We're your go-to team all year, not just at tax time.
Services We Offer
Whatever your tax or accounting challenge, we've got it covered.
Individual Tax Returns
We handle your personal return from start to finish — maximising every deduction and making sure you're fully ATO-compliant. Whether you've got rental properties, crypto investments, foreign income, or a side hustle, we know exactly what you're entitled to claim.
Business Tax Returns
Running a company, trust, or partnership? We prepare and lodge your business tax returns with accuracy and strategic thinking, helping you legally minimise what you owe while staying on the right side of the ATO.
BAS Preparation and Lodgement
Business Activity Statements done right and on time, every quarter. We handle the numbers so you don't have to stress about deadlines.
GST Compliance and Advisory
From initial GST registration through to ongoing reporting, we make sure your business stays compliant and ahead of any ATO queries.
SMSF Management
Self-Managed Super Funds come with real responsibility. We take care of the setup, compliance, annual reporting, and ATO obligations — protecting your retirement savings so you can grow your fund with confidence.
Bookkeeping and Cloud Accounting
We set up and manage your Xero, MYOB, or QuickBooks so your financials are always clean, current, and ready when you need them.
Tax Planning Strategies
Don't just react to tax — plan for it. We work with you proactively throughout the year to reduce your tax burden and put more money back in your pocket.
Payroll Processing
Employees paid correctly, super handled, STP reported to the ATO automatically. We manage the whole thing so you can focus on running your business.
And much more — from cash flow forecasting to capital gains tax advice, ATO dispute support, financial statements, and business structuring. Whatever you need, we've got someone for it.
Common Questions
Find answers to the most common questions about our services and how we can help you.
Common Questions
Why should I use OzLedger instead of lodging myself?
Doing your own tax return through myTax is an option — but it comes with risks. You might miss deductions you’re entitled to, or make errors that trigger an ATO review. Our team finds things most people miss, and we can represent you if the ATO ever comes knocking. For most clients, what we save them more than covers our fees.
What do I need to bring to get started?
Not as much as you’d think. For most individuals, we’ll just need your income statements, receipts for any deductions, and details of any investments or rental properties. We’ll give you a clear checklist once we’ve had an initial chat.
How does the ATO data-matching program work and should I be worried?
The ATO matches your reported income against data from banks, employers, rental platforms, and share registries. As long as your return is accurate and complete, there’s nothing to worry about. That’s exactly what we make sure of.
Can you help with cryptocurrency?
Absolutely. The ATO treats crypto as an asset, and capital gains tax applies every time you sell, trade, or exchange it — including swapping between coins. We handle crypto reporting regularly and know all the nuances, including staking, mining, and DeFi.
I have a side hustle. Do I need to declare that income?
Yes — all income from gig work or side businesses is taxable in Australia. If your turnover hits $75,000 or more, you’ll also need to register for GST. We’ll help you understand your obligations and make sure you’re claiming everything you’re entitled to as well.
How often should I lodge my BAS?
That depends on the size of your business. Most small businesses lodge quarterly, while larger businesses may need to lodge monthly. We’ll work out the right schedule for you and make sure every lodgement goes in accurately and on time.
What are the benefits of an SMSF?
An SMSF gives you direct control over your retirement investments — you choose what the fund invests in, from property and shares to cash and certain collectibles. For funds with larger balances, SMSFs can also work out cheaper than retail super funds. That said, there are real responsibilities involved, and the ATO takes compliance seriously. That’s where we come in.
What happens if I get audited by the ATO?
Don’t panic — audits happen, and they don’t always mean you’ve done something wrong. We handle all ATO correspondence and can represent you through the entire process. If there are any issues, we deal with them directly so you don’t have to.
Why Should I Choose OzLedger Over Other Accounting Firms?
Don’t panic — audits happen, and they don’t always mean you’ve done something wrong. We handle all ATO correspondence and can represent you through the entire process. If there are any issues, we deal with them directly so you don’t have to.
What Are Your Fees and How Are They Structured?
Our fees depend on the complexity of your situation and the services you need. We don’t believe in quoting blind — so after an initial conversation we’ll give you a clear, upfront quote before any work begins. No surprises, no hidden charges. What most clients find is that the deductions and savings we identify more than offset our fees, so the service pays for itself. Transparent pricing is something we genuinely stand behind.
How Can I Maximise My Tax Refund?
The key is knowing what you’re actually entitled to claim — and that’s where most people fall short. Work-related expenses, home office costs, investment deductions, vehicle use, self-education, and income protection insurance premiums are all commonly missed or underclaimed. We go through your situation thoroughly and identify every legitimate deduction before we lodge. For clients with rental properties, shares, or a side income, the additional claims we find can make a significant difference to the final refund.
How Do I Handle Tax on Foreign Income as an Australian Resident?
As an Australian resident for tax purposes, you’re taxed on your worldwide income — which means foreign salary, rental income, dividends, and capital gains all need to be declared here. The good news is that tax paid overseas can often be claimed as a foreign tax offset to avoid being taxed twice. We help you report foreign income correctly, apply any applicable tax treaty provisions, and navigate the more complex scenarios like foreign trusts, controlled foreign companies, or changes in tax residency status.
How Can I Reduce the Tax Burden for My Small Business?
There are several legitimate strategies available to small businesses in Australia and the right combination depends on your structure, turnover, and circumstances. Common approaches include maximising all allowable deductions, prepaying deductible expenses before 30 June, timing income and invoicing strategically, applying small business tax concessions, using the instant asset write-off for eligible purchases, and reviewing your business structure to make sure it’s still the most tax-efficient option. We build a tailored plan around your specific situation rather than applying a generic approach.
What Are the Key Tax Considerations When Starting a New Business?
Getting the foundations right at the start makes everything easier down the track. The main things to address early are choosing the right business structure for your goals and tax position, registering for GST if your turnover is likely to exceed $75,000, setting up PAYG withholding if you’re taking on employees, establishing a solid record-keeping system from day one, and understanding which expenses are deductible from the outset. We guide new business owners through the entire setup process so nothing gets missed and no costly corrections are needed later.
What Are the Tax Implications of Hiring Employees Versus Contractors?
The distinction matters more than most business owners realise. Employees attract PAYG withholding obligations, superannuation guarantee contributions, and potentially fringe benefits tax. Contractors are generally responsible for their own tax — but if the relationship looks more like employment in substance, the ATO may still classify them as employees regardless of what the contract says. Misclassification is a common area of ATO scrutiny and the penalties can be significant. We help you assess each working relationship correctly and structure your arrangements to stay compliant.
How Can I Take Advantage of the Instant Asset Write-Off?
The instant asset write-off allows eligible businesses to claim an immediate tax deduction for the full business-use portion of a qualifying asset rather than depreciating it over several years. The thresholds and eligibility criteria change regularly with each federal budget, so it’s important to get current advice before making a purchase decision. We review your eligibility, confirm the current threshold that applies to your business, and make sure the deduction is claimed correctly in your return to get you the maximum benefit in the right income year.
How Can I Make Sure My SMSF Stays Compliant With ATO Regulations?
SMSF compliance is ongoing — it doesn’t stop once the fund is set up. The key areas to stay on top of include lodging your annual return on time, having an independent audit completed each year, maintaining a current and appropriate investment strategy, keeping contribution amounts within the annual caps, and following the strict rules around related party transactions and in-house assets. We monitor your fund throughout the year, not just at lodgement time, so compliance issues are caught and corrected before they become reportable problems.
What Investment Options Are Available Through an SMSF?
SMSFs can invest in a broader range of assets than most retail super funds — including Australian and international shares, residential and commercial property, cash and term deposits, managed funds, ETFs, and certain collectibles such as artwork or wine under strict conditions. The key requirement is that every investment decision must be made in accordance with your fund’s documented investment strategy and must satisfy the sole purpose test of providing retirement benefits to members. We help you understand what’s allowed, what’s restricted, and how to document your strategy properly.
How Are SMSF Earnings Taxed?
During the accumulation phase, SMSF earnings are generally taxed at a concessional rate of 15% — which is significantly lower than most individual marginal tax rates. Capital gains on assets held for more than 12 months are taxed at an effective rate of 10% after the one-third discount applies. Once the fund moves into pension phase and is paying retirement income to members, the tax rate on earnings supporting those pension payments drops to zero. We structure your fund’s reporting to make the most of these concessional rates and ensure your tax position is optimised at every stage.
What Are the Risks of Non-Compliance for My SMSF?
The consequences of SMSF non-compliance are serious and can be financially devastating. At the less severe end, administrative penalties apply for late lodgements and minor breaches. At the more serious end, a fund can be deemed non-complying by the ATO — which results in the fund’s entire taxable assets being taxed at 45% rather than 15%. Individual trustees can also be disqualified, which prohibits them from acting as a trustee in the future. Our job is to make sure none of these scenarios ever apply to your fund by keeping everything accurate, documented, and lodged on time.
Why Should I Choose OzLedger Over Other Accounting Firms?
Plenty of accountants can lodge a tax return. What sets OzLedger apart is the combination of genuine ATO-level expertise, personalised service, and a team that’s actually invested in your outcome. We don’t process you like a number. We take the time to understand your situation, explain what we’re doing and why, and make sure you walk away with a clear picture of your tax position. Our 5/5 Google rating and 1,000-plus satisfied clients reflect what happens when good advice meets real care for the client.
What happens if I get audited by the ATO?
Don’t panic — audits happen, and they don’t always mean you’ve done something wrong. We handle all ATO correspondence and can represent you through the entire process. If there are any issues, we deal with them directly so you don’t have to.
What Are Your Fees and How Are They Structured?
Our fees depend on the complexity of your situation and the services you need. We don’t believe in quoting blind — so after an initial conversation we’ll give you a clear, upfront quote before any work begins. No surprises, no hidden charges. What most clients find is that the deductions and savings we identify more than offset our fees, so the service pays for itself. Transparent pricing is something we genuinely stand behind.
How Can I Maximise My Tax Refund?
The key is knowing what you’re actually entitled to claim — and that’s where most people fall short. Work-related expenses, home office costs, investment deductions, vehicle use, self-education, and income protection insurance premiums are all commonly missed or underclaimed. We go through your situation thoroughly and identify every legitimate deduction before we lodge. For clients with rental properties, shares, or a side income, the additional claims we find can make a significant difference to the final refund.
How Do I Handle Tax on Foreign Income as an Australian Resident?
As an Australian resident for tax purposes, you’re taxed on your worldwide income — which means foreign salary, rental income, dividends, and capital gains all need to be declared here. The good news is that tax paid overseas can often be claimed as a foreign tax offset to avoid being taxed twice. We help you report foreign income correctly, apply any applicable tax treaty provisions, and navigate the more complex scenarios like foreign trusts, controlled foreign companies, or changes in tax residency status.
Why should I use OzLedger instead of lodging myself?
Doing your own tax return through myTax is an option — but it comes with risks. You might miss deductions you’re entitled to, or make errors that trigger an ATO review. Our team finds things most people miss, and we can represent you if the ATO ever comes knocking. For most clients, what we save them more than covers our fees.
What do I need to bring to get started?
Not as much as you’d think. For most individuals, we’ll just need your income statements, receipts for any deductions, and details of any investments or rental properties. We’ll give you a clear checklist once we’ve had an initial chat.
How does the ATO data-matching program work and should I be worried?
The ATO matches your reported income against data from banks, employers, rental platforms, and share registries. As long as your return is accurate and complete, there’s nothing to worry about. That’s exactly what we make sure of.
Can you help with cryptocurrency?
Absolutely. The ATO treats crypto as an asset, and capital gains tax applies every time you sell, trade, or exchange it — including swapping between coins. We handle crypto reporting regularly and know all the nuances, including staking, mining, and DeFi.
I have a side hustle. Do I need to declare that income?
Yes — all income from gig work or side businesses is taxable in Australia. If your turnover hits $75,000 or more, you’ll also need to register for GST. We’ll help you understand your obligations and make sure you’re claiming everything you’re entitled to as well.
How often should I lodge my BAS?
That depends on the size of your business. Most small businesses lodge quarterly, while larger businesses may need to lodge monthly. We’ll work out the right schedule for you and make sure every lodgement goes in accurately and on time.
How Can I Reduce the Tax Burden for My Small Business?
There are several legitimate strategies available to small businesses in Australia and the right combination depends on your structure, turnover, and circumstances. Common approaches include maximising all allowable deductions, prepaying deductible expenses before 30 June, timing income and invoicing strategically, applying small business tax concessions, using the instant asset write-off for eligible purchases, and reviewing yourbusiness structure to make sure it’s still the most tax-efficient option. We build a tailored plan around your specific situation rather than applying a generic approach.
What Are the Key Tax Considerations When Starting a New Business?
Getting the foundations right at the start makes everything easier down the track. The main things to address early are choosing the right business structure for your goals and tax position, registering for GST if your turnover is likely to exceed $75,000, setting up PAYG withholding if you’re taking on employees, establishing a solid record-keeping system from day one, and understanding which expenses are deductible from the outset. We guide new business owners through the entire setup process so nothing gets missed and no costly corrections are needed later.
What Are the Tax Implications of Hiring Employees Versus Contractors?
The distinction matters more than most business owners realise. Employees attract PAYG withholding obligations, superannuation guarantee contributions, and potentially fringe benefits tax. Contractors are generally responsible for their own tax — but if the relationship looks more like employment in substance, the ATO may still classify them as employees regardless of what the contract says. Misclassification is a common area of ATO scrutiny and the penalties can be significant. We help you assess each working relationship correctly and structure your arrangements to stay compliant.
How Can I Take Advantage of the Instant Asset Write-Off?
The instant asset write-off allows eligible businesses to claim an immediate tax deduction for the full business-use portion of a qualifying asset rather than depreciating it over several years. The thresholds and eligibility criteria change regularly with each federal budget, so it’s important to get current advice before making a purchase decision. We review your eligibility, confirm the current threshold that applies to your business, and make sure the deduction is claimed correctly in your return to get you the maximum benefit in the right income year.
What are the benefits of an SMSF?
An SMSF gives you direct control over your retirement investments — you choose what the fund invests in, from property and shares to cash and certain collectibles. For funds with larger balances, SMSFs can also work out cheaper than retail super funds. That said, there are real responsibilities involved, and the ATO takes compliance seriously. That’s where we come in.
How Can I Make Sure My SMSF Stays Compliant With ATO Regulations?
SMSF compliance is ongoing — it doesn’t stop once the fund is set up. The key areas to stay on top of include lodging your annual return on time, having an independent audit completed each year, maintaining a current and appropriate investment strategy, keeping contribution amounts within the annual caps, and following the strict rules around related party transactions and in-house assets. We monitor your fund throughout the year, not just at lodgement time, so compliance issues are caught and corrected before they become reportable problems.
What Investment Options Are Available Through an SMSF?
SMSFs can invest in a broader range of assets than most retail super funds — including Australian and international shares, residential and commercial property, cash and term deposits, managed funds, ETFs, and certain collectibles such as artwork or wine under strict conditions. The key requirement is that every investment decision must be made in accordance with your fund’s documented investment strategy and must satisfy the sole purpose test of providing retirement benefits to members. We help you understand what’s allowed, what’s restricted, and how to document your strategy properly.
How Are SMSF Earnings Taxed?
During the accumulation phase, SMSF earnings are generally taxed at a concessional rate of 15% — which is significantly lower than most individual marginal tax rates. Capital gains on assets held for more than 12 months are taxed at an effective rate of 10% after the one-third discount applies. Once the fund moves into pension phase and is paying retirement income to members, the tax rate on earnings supporting those pension payments drops to zero. We structure your fund’s reporting to make the most of these concessional rates and ensure your tax position is optimised at every stage.
What Are the Risks of Non-Compliance for My SMSF?
The consequences of SMSF non-compliance are serious and can be financially devastating. At the less severe end, administrative penalties apply for late lodgements and minor breaches. At the more serious end, a fund can be deemed non-complying by the ATO — which results in the fund’s entire taxable assets being taxed at 45% rather than 15%. Individual trustees can also be disqualified, which prohibits them from acting as a trustee in the future. Our job is to make sure none of these scenarios ever apply to your fund by keeping everything accurate, documented, and lodged on time.
Why should I choose your tax services over others?
We offer personalized, expert tax solutions with a focus on maximizing your returns and ensuring compliance. Our team stays up-to-date with the latest tax laws and uses advanced technology to provide efficient, accurate services tailored to your unique situation.
How do I get started with your services?
Getting started is easy! Simply click the ‘Contact Us’ button on our website, and we’ll schedule a free initial consultation to discuss your tax needs and how we can help.
What information do I need to provide for my tax return?
Generally, you’ll need to provide income statements, investment records, receipts for deductions, and any relevant financial documents. During our initial consultation, we’ll provide a comprehensive checklist tailored to your specific situation.
How does the ATO's data-matching program affect my tax return?
The ATO uses sophisticated data-matching to cross-check your income, deductions, and lifestyle expenses. We ensure your return aligns with this data to minimize audit risks and explain any discrepancies proactively.
What are your fees and how are they structured?
Our fees vary depending on the complexity of your tax situation and the services required. We offer transparent pricing and will provide a clear quote after our initial consultation. Many clients find that our expertise in maximizing deductions more than covers our fees.
Why should I use OzLedger instead of lodging myself?
Doing your own tax return through myTax is an option — but it comes with risks. You might miss deductions you’re entitled to, or make errors that trigger an ATO review. Our team finds things most people miss, and we can represent you if the ATO ever comes knocking. For most clients, what we save them more than covers our fees.
What do I need to bring to get started?
Not as much as you’d think. For most individuals, we’ll just need your income statements, receipts for any deductions, and details of any investments or rental properties. We’ll give you a clear checklist once we’ve had an initial chat.
How does the ATO data-matching program work and should I be worried?
The ATO matches your reported income against data from banks, employers, rental platforms, and share registries. As long as your return is accurate and complete, there’s nothing to worry about. That’s exactly what we make sure of.
Can you help with cryptocurrency?
Australian residents are taxed on worldwide income. We can help you report foreign income correctly, claim foreign tax credits where applicable, and navigate complex issues like tax treaties and foreign tax residency rules.
What are the tax implications of running a side hustle or gig economy work?
Income from side hustles is taxable. We can help you understand your obligations, including GST registration if your turnover exceeds $75,000, and maximize deductions related to your gig work while ensuring ATO compliance.
What are the tax implications of running a side hustle or gig economy work?
Income from side hustles is taxable. We can help you understand your obligations, including GST registration if your turnover exceeds $75,000, and maximize deductions related to your gig work while ensuring ATO compliance.
How can I reduce the tax burden for my small business in Australia?
We employ various strategies including maximizing deductions, utilizing small business concessions, structuring your business effectively, and planning for tax throughout the year. We’ll develop a tailored tax minimization strategy for your specific business needs.
What are the key tax considerations when starting a new business?
Key considerations include choosing the right business structure, registering for GST and PAYG, understanding your tax obligations, and setting up proper record-keeping systems. We can guide you through this process to ensure you start on the right foot.
How often should I be lodging Business Activity Statements (BAS)?
The frequency depends on your business size and GST turnover. It could be monthly, quarterly, or annually. We can determine the right lodgment schedule for your business and ensure timely, accurate BAS lodgments.
What are the tax implications of having employees versus contractors?
The classification of workers as employees or contractors has significant tax implications, including superannuation, PAYG withholding, and fringe benefits tax. We can help you navigate these complexities and ensure proper classification and compliance.
How can I take advantage of the instant asset write-off for my business?
The instant asset write-off allows eligible businesses to claim an immediate deduction for the business portion of the cost of an asset. We can advise on current thresholds, eligible assets, and how to best utilize this deduction for your business.
What are the benefits of setting up an SMSF, and how complex is it to manage?
SMSFs offer greater control over investments and potentially lower fees for larger balances. However, they come with significant responsibilities. We can help set up your SMSF, ensure ATO compliance, and guide you through the ongoing management and reporting requirements.
How can I ensure my SMSF remains compliant with ATO regulations?
SMSF compliance is crucial to avoid penalties. We assist with annual audits, ensuring your investment strategy is appropriate, managing contribution caps, and adhering to strict rules around related party transactions and in-house assets.
What investment options are available for my SMSF?
SMSFs can invest in a wide range of assets including shares, property, cash, and some collectibles. We can advise on investment strategies that align with your retirement goals while ensuring compliance with superannuation laws.
How are SMSF earnings taxed?
SMSF earnings are generally taxed at a concessional rate of 15%. However, this can vary depending on the fund’s phase (accumulation or retirement) and the types of investments. We can help structure your SMSF to optimize its tax position.
What are the risks of non-compliance for my SMSF?
Non-compliance can result in significant penalties, including the fund being deemed non-complying (which can result in a tax rate of 45% on the fund’s assets), or trustee disqualification. Our services ensure your SMSF stays compliant, avoiding these risks.
What Our Clients Say
Sri was absolutely prompt in getting back on my tax queries. The clarity, ease, and swiftness with which it gets done is absolutely amazing.
Amazing experience since day 1. Outstanding service and support. I wish I found Sri and his team 4 years ago when I started my business.
OzLedger made my individual tax return so easy this year. They explained everything clearly and the whole process was smooth and efficient.
Tax doesn’t have to be complicated. Let’s have a quick chat and work out the best way we can help you.